Mark Callazzo

Managing Partner

Mark is the definition of an entrepreneur. Mark founded and led multiple real estate companies over the past three decades that still thrive today and serve as a model for other companies. Mark continued his entrepreneurial path and parlayed his success into Lucern Capital Partners.

In the early 1990s, Mark obtained his real estate appraisal license and quickly became one of N.J.’s foremost property valuation experts. He co-founded RMS Statewide Title and Appraisal Services and grew it into one of the state’s largest appraisal businesses.

In 2007, Mark expanded his successful footprint to launch Alpha Funding Solutions with his partner David Hansel. Mark oversaw underwriting and risk management for the company. This business has deployed nearly $600 million in mostly short-term debt and equity capital.

Mark received his B.A. in Economics from Kean University and his M.B.A. — with a concentration in Finance — from Monmouth University and has been an influential figure in the revitalization of Atlantic City.

Mark’s philanthropy is unparalleled as he shares his success — donating time and money — to various charities through the years, including The Schultz-Hill Foundation and the Atlantic City Arts Foundation. Mark sits on the Board of the Levenson Institute of Gaming and Hospitality for Stockton University, The Greater Atlantic City Chamber of Commerce and the Chelsea Economic Development Corporation

Lending Programs

We strive to provide the most complete offering of loan programs in the private lending industry. We will stress-test your deals to ensure success on all of your projects using a common sense approach to our underwriting process.

Fix & Flip

Short-term loans to renovate and sell residential properties.

New Construction

Funding for developers to build residential new construction homes.


Competitive long-term financing for real estate investors on residential rental properties.

Commercial Bridge

Bridge loan to purchase and improve a commercial multifamily or mixed-use property.

Multi-Family Term

Long term financing on commercial multi-family and mixed use properties

Cash-Out Refinance

Loans to take out cash from equity built in an existing property owned already.

Apply Today!

Fix & Flip | New Construction

Whether you are renovating with a fix and flip or building new construction our short term bridge loan provides a first class experience for any investor. Our signature in-house process and team will provide you with the funds for construction and acquisition for your project. Our team will help stress-test and evaluate your deal based on risk and profitability.

Rental | Refinance | Cash Out

Build wealth and your portfolio of rental properties as an investor and landlord. Our rental program provides you with long term financing for your 1-4 family properties. Our in-house process from processing, underwriting, and funding provides a first class experience for investors. We custom tailor each loan based on your needs for each property.

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Why Alpha Funding?

We take pride in being a true capital partner with our borrowers. Our focus has always been on building long-term relationships with all of our borrowers, referral partners, and vendors. We win when our borrowers win. Using creative, outside of the box, and critical thinking we will use our valuable resources and team to help take on any project.

Proven Track Record

Our incredible team brings invaluable knowledge, experience, and resources to help guide our new and seasoned investors by stress-testing and underwriting all deals for risk and profitability.

Right Program for the Right Market

Our relentless pursuit of providing the best financing options for all markets and investment strategies keeps in front of the market as it continues to evolve .

Commitment to Innovation

Having a commitment to bring the best technology, systems, and process to private lending for a smooth, easy, and consistent process.

"The Alpha Way"

Our promise of the very best in communication, customer service, guidance, and support through being honest, transparent, and direct.